How this policy applies in India
This policy sets out what we collect, how we use it, when we share it and how long we keep it. If you use UPI, Paytm or PhonePe, we may receive transaction references from the payment partner so we can match the deposit to your account
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and answer a query without exposing extra details. Device data, cookie data and support messages help us keep access stable, check for misuse and settle disputes. We may disclose details when the law, a payment check or an account request requires it. Access, correction and deletion
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requests are handled where local law permits, and any limits on those requests are stated in the policy itself. We keep records only as long as the stated purpose or a legal duty needs them.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.